Stripe
Australia's most popular payment gateway — credit cards, debit cards, Apple Pay, Google Pay and more, all processed locally with competitive rates.
Payment Gateway Integration Melbourne — Secure Online Payment Setup for Shopify, WooCommerce & Custom eCommerce Stores
Payment Gateway Integration That Makes Buying From Your Store Simple, Secure and Fast
PMGS Digital Marketing integrates and configures payment gateways for Australian online stores — Stripe, PayPal, Afterpay, Square, Apple Pay and more. PCI-compliant setup with optimised checkout flows that reduce cart abandonment and give your customers every way to pay.
PCI-Compliant Setup | All Major AU Gateways | Melbourne Based
PCI-Compliant | All Major AU Gateways | BNPL Integration | Same-Day Support | No Lock-In
Why Professional Payment Gateway Integration Matters for Your Online Store
A poorly configured payment gateway is one of the biggest causes of cart abandonment. When payments fail, checkout feels insecure, payment options are limited or buy-now-pay-later isn't available, customers leave — and they rarely come back to try again.
Getting payment integration right involves more than just connecting a gateway. It requires PCI-compliant configuration, fraud detection rules, multi-currency support, BNPL integration, express checkout options and a streamlined checkout UX that removes every barrier between your customer and their purchase.
PMGS integrates and configures every major Australian payment gateway with proper security, testing and checkout optimisation. We ensure your customers can pay the way they prefer — quickly, securely and without friction.
Payment Gateways We Integrate
We integrate every major payment gateway used by Australian online stores — giving your customers maximum flexibility at checkout.
PayPal
A trusted checkout option that lets buyers pay without entering card details. PayPal's buyer protection builds confidence for first-time customers.
Afterpay & Zip
Buy now, pay later integration that increases average order value and removes the price barrier for larger purchases. Essential for Australian retail.
Square
Unified in-store and online payments for omnichannel retailers — one system managing both physical and digital transactions.
Apple Pay & Google Pay
One-tap mobile payments that eliminate manual card entry — the fastest way for mobile shoppers to complete a purchase.
Bank Transfer & BPAY
Direct bank payment options for B2B transactions, high-value purchases and businesses that prefer traditional payment methods.
Multi-Currency
Accept payments in AUD, USD, GBP and over 100 currencies — essential for stores selling to international customers.
Subscription Billing
Recurring payment setup for membership sites, subscription boxes, software-as-a-service and regular replenishment products.
What's Included in This PMGS Service
- Payment gateway selection consultation
- Gateway account setup and configuration
- PCI DSS compliance configuration
- SSL and HTTPS verification
- Checkout flow optimisation
- BNPL integration (Afterpay, Zip)
- Apple Pay and Google Pay setup
- Multi-currency configuration
- Subscription and recurring billing setup
- Fraud detection and prevention settings
- Payment error handling and notifications
- Transaction testing and QA
- Refund and cancellation workflow setup
- Staff training on payment dashboard
- Ongoing payment support
- No lock-in contracts
Payment Gateway Comparison — Which Is Right for Your Business?
Each gateway has different strengths, fees and features. Here's how the most popular Australian options compare.
| Gateway | Best For | Transaction Fee | BNPL? | PMGS Integrates? |
|---|---|---|---|---|
| Stripe | Most AU online stores | 1.7% + 30c | Via Afterpay | Yes |
| PayPal | Trusted buyer checkout | 2.6% + 30c | PayPal Pay in 4 | Yes |
| Afterpay | Increase AOV with BNPL | ~6% merchant fee | Yes — core product | Yes |
| Square | Omnichannel retail | 1.6% online | Via Afterpay | Yes |
| Shopify Payments | Shopify stores | 1.75% + 30c | Via Shop Pay | Yes |
| eWAY | AU-specific gateway | 1.0% + 25c | No | Yes |
What Happens With Poor Payment Gateway Setup?
Weak checkout and payment config costs sales, trust and exposes you to fraud and compliance risk.
Cart Abandonment
Limited payment options, a clunky checkout or missing BNPL directly increases cart abandonment — often pushing rates above 70%. Every lost checkout is a lost sale.
Failed Transactions
Misconfigured gateways, incorrect 3D Secure settings or expired SSL certificates cause legitimate transactions to fail. Customers who experience a payment failure rarely try again.
Security Breaches
Non-PCI-compliant payment setups expose customer card data to theft and your business to significant legal liability. Australian privacy laws require adequate data protection.
No BNPL Options
Australian shoppers increasingly expect Afterpay, Zip and similar options. Stores without buy-now-pay-later miss a significant segment of buyers who would otherwise purchase.
Currency Issues
International customers who can't pay in their own currency abandon at checkout. Multi-currency support is essential for any store selling beyond Australia.
No Fraud Protection
Without fraud detection rules, velocity checks and address verification, your store is vulnerable to chargebacks, fraudulent orders and financial loss.
Getting Started Is Simple — We Handle Everything
From gateway selection to ongoing support — compliant, tested checkout.
Step 1 — Consultation
We understand your products, markets, average order value and customer demographics to recommend the right gateway mix.
Step 2 — Selection
Based on your needs, we recommend the optimal combination of gateways, BNPL providers and express checkout options.
Step 3 — Integration
Gateway installation, PCI-compliant configuration, SSL verification and checkout flow integration across your store.
Step 4 — Optimise
Checkout UX optimisation, BNPL placement, express payment setup and fraud detection configuration.
Step 5 — Support
Ongoing payment support, issue resolution and gateway updates as your business and payment needs evolve.
Trusted by Australian Online Stores
100+
Payment Integrations
Zero
Security Incidents
22%
Avg. Cart Abandonment Reduction
Same Day
Support Response
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Explore Our Full eCommerce Solutions
Payments work best alongside the right platform, SEO, product pages and strategy.
Shopify Development
Custom Shopify stores
Learn MoreWooCommerce Development
WordPress eCommerce
Learn MoreeCommerce SEO
Rank products on Google
Learn MoreProduct Page Optimisation
Convert more visitors
Learn MorePayment Gateway Integration
Secure payment setup
eCommerce Strategy
Growth planning and roadmap
Learn MoreView All eCommerce Solutions
See every eCommerce service in one place.
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Complete Your eCommerce Growth With PMGS
Pair secure payments with design, development, organic, paid and social.
Web Design
Landing pages and storefronts designed for conversion.
Learn MoreWeb Development
Custom development for complex eCommerce requirements.
Learn MoreSEO
Organic rankings that drive free traffic to your store.
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Google Shopping and search ads driving immediate sales.
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Social commerce and paid social for product promotion.
Learn MoreAll-In Digital Marketing
Full-channel strategy built around your eCommerce growth.
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What Our Clients Are Saying
Real feedback from Australian businesses, clubs and organisations we've supported with websites, SEO and digital marketing.
Frequently Asked Questions
Answers about Australian payment gateways, PCI, BNPL, platforms and subscriptions.
For most Australian online stores, Stripe is the best primary gateway — competitive rates, local processing, Apple Pay and Google Pay support, and broad card acceptance. PMGS recommends adding Afterpay or Zip for BNPL and PayPal as a secondary option for buyer confidence. The right mix depends on your products, audience and average order value.
Integration costs depend on the number of gateways, platform complexity and whether checkout redesign is included. PMGS provides fixed-scope quotes for payment integration projects. Contact us for a tailored quote.
PCI DSS (Payment Card Industry Data Security Standard) is a set of security standards that all businesses accepting card payments must follow. It covers how card data is stored, processed and transmitted. PMGS configures all payment integrations to meet PCI compliance requirements.
Yes. PMGS integrates Afterpay on Shopify, WooCommerce and other platforms. We handle the merchant application process, technical integration, checkout placement and testing to ensure it works seamlessly for your customers.
Yes. PMGS integrates payment gateways on both Shopify and WooCommerce, as well as Magento, BigCommerce and custom platforms. Each platform has specific integration requirements and we configure them correctly for each.
Yes. PMGS configures multi-currency payment processing so international customers can pay in their local currency. This includes currency conversion, local pricing display and multi-currency gateway configuration.
Gateway outages are rare but can occur. PMGS recommends configuring a secondary payment option so customers always have a way to pay. We also set up monitoring alerts so you're notified immediately if payment processing is interrupted.
Yes. PMGS configures subscription and recurring billing for membership sites, subscription boxes, SaaS products and regular replenishment models. We integrate with Stripe Subscriptions, WooCommerce Subscriptions and other recurring payment tools.
Give Your Customers Every Way to Pay — Securely Get a free payment setup consultation from PMGS
We'll review your current checkout, identify missing payment options and show you how to reduce cart abandonment with proper gateway integration. Call us: 1300 946 484